ANALYSIS OF INTERNET UTILISATION BY HOUSEHOLDS FOR PRODUCTIVE FAMILY ECONOMIC ACTIVITIES IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: CASE STUDY IN MEDAN CITY
Abstract
This research analyzes the use of the internet by Muslim households in Medan City to support productive family economic activities from an Islamic economic perspective. Internet penetration is 79.65% in Medan City with internet use in households predominantly for entertainment. This study also explores the opportunities and challenges of utilizing the internet for more productive activities, especially sharia-based online business and online education. The qualitative approach in this research was a survey of 70 Muslim families in Medan City. The research results show that although 72% of respondents are aware of the internet's potential in improving the family economy, only 31% agree that the internet has been used optimally for productive activities. The main obstacles found were a lack of online business training (60% of respondents) and limited access to stable digital infrastructure. However, there is a strong desire from 90% of respondents to increase sharia-based digital literacy, with the hope that the internet can be used more productively in accordance with sharia principles. This research also highlights the importance of government and private sector support in increasing digital literacy and providing adequate infrastructure, so that the internet can be used to support productive economic activities in accordance with Islamic economic principles. The findings of this research confirm that sharia-based internet use can be the key to driving a fair and sustainable family economy.
References
Arikunto, S. (2006). Prosedur Penelitian: Suatu Pendekatan Praktik. Rineka Cipta.
Aziz, A. (2020). Ekonomi Islam: Prinsip, Implementasi, dan Aplikasinya. Rajawali Press.
Azwar, S. (1998). Metodologi Penelitian. Pustaka Pelajar Press.
Beik, I. S., Arsyianti, L. D., & Permatasari, N. (2024). Analysis on the determinant of millennials’ zakat payment through digital platform in Indonesia: A multinomial logistic approach. Journal of Islamic Marketing, 15(2), 541-572. Emerald Publishing. https://doi.org/10.1108/JIMA-09-2021-0313
Badan Pusat Statistik (BPS). (2022). Statistik Telekomunikasi Indonesia. Badan Pusat Statistik.
BPS Kota Medan (2023), “Kota Medan dalam angka 2023†(Medan, BPS Kota Medan)
BPS Kota Medan (2022), “Kota Medan dalam angka 2022†(Medan, BPS Kota Medan)
Creswell, J. W. (2014). Research Design: Qualitative, Quantitative, and Mixed Methods Approaches (4th Edition). Thousand Oaks, CA: Sage
Chapra, M. U. (2008). Islam and the Economic Challenge. Islamic Foundation
Fakhruroji, M. (2018). Digitalizing Islamic lectures: Islamic apps and religious engagement in contemporary Indonesia. Contemporary Islam. https://doi.org/10.1007/s11562-018-0427-9
Golan, O., & Stadler, N. (2016). Building the sacred community online: The dual use of the internet by Chabad. Media, Culture and Society, 38(1), 71-88. https://doi.org/10.1177/0163443715615415
Hameed, W. U., & Aslam, M. (2020). The role of internet in supporting halal business operations. International Journal of Islamic and Middle Eastern Finance and Management, 13(2), 65-81. https://doi.org/10.1108/IMEFM-05-2019-0172
Harahap, R. (2016). Pemanfaatan Teknologi Informasi dan Komunikasi untuk Pembangunan Ekonomi Pertanian. Jurnal Komunikasi Pembangunan, 16(2), 77-88. https://journal.ipb.ac.id/
Islamic Development Bank Institute. (2024). Islamic Economic Studies. Emerald Publishing. Available at: Islamic Economic Studies
Ismail, A. (2019). Digital Economy dalam Perspektif Islam. Pustaka Pelajar.
Komite Nasional Ekonomi dan Keuangan Syariah (KNEKS). (2023). Penguatan Literasi dan Ekosistem Keuangan Syariah dalam Era Digital. kneks.go.id
Karim, A. A. (2018). Ekonomi Mikro Islami. Gema Insani.
Mujiatun, S., & Sirait, F. Y. (2023). Analysis of the People's Economy Based on Sharia Business in the Digital Era. Proceeding Medan International Conference on Economic and Business, 2(1), 45-59. https://proceeding.umsu.ac.id/
Menne, F., Yusuf, M., & Ruslan, M. (2023). The Role of Digital Economy in Enhancing Islamic Finance and Economic Growth in Indonesia. Journal of Islamic Economics Perspectives, 8(1), 45-59. https://doi.org/10.35719/jis1234.
Nurdin, G. (2021). Internet dan Transformasi Ekonomi Keluarga di Indonesia. Alfabeta.
NurIndriantoro. (1999). Metodologi Penelitian Bisnis untuk Akuntansi dan Manajemen. BPFE.
Patilima, H. (2007). Metode Penelitian Kualitatif. Alfabeta.
Patton, M. Q. (2002). Qualitative Research and Evaluation Methods. Thousand Oaks, CA: Sage.
Rahman, F. (2017). Pemanfaatan Teknologi Informasi dalam Ekonomi Islam. Kencana.
Siswanto Adil, et al. (2024). Fintech Literacy-Inclusion and Its Impact on Generation Z: Study of Islamic State University Students in Central Java, Indonesia. Journal of Islamic Economics Perspectives, 3(1), 25-37. https://jurnalfebi.uinkhas.ac.id/
Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Taufik Hidayat. (2023). Implementasi Keuangan Syariah Digital di Indonesia: Tantangan dan Peluang. KNEKS Webinar Series
Yulanda, N., Herwati, K., & Suyahya, I. (2024). Pemanfaatan Internet dalam Meningkatkan Produktifitas dan Potensi Berwirausaha pada Ibu Rumah Tangga. Jurnal PkM: Pengabdian kepada Masyarakat, 7(3), 349-355. https://journal.lppmunindra.ac.id/index.php/pkm/article/view/22303
Yusuf, M., Ruslan, M., Arifuddin, A., & Iskandar, I. (2023). Sharia Economy, Islamic Financial Performance and Factors That Influence It: Evidence from Indonesia. Economies, 11(4)
Copyright (c) 2024 Al-Amwal :Jurnal Ekonomi Islam
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
1. Copyright of all journal manuscripts is held by the Al-Amwal : Jurnal Ekonomi Islam
2. Formal legal provisions to access digital articles of electronic journal are subject to the provision of the Creative Commons Attribution-ShareAlike license (CC BY-NC-SA), which means that Al-Amwal : Jurnal Ekonomi Islam is rightful to keep, transfer media/format, manage in the form of databases, maintain, and publish articles.
3. Published manuscripts both printed and electronic are open access for educational, research, and library purposes. Additionally, the editorial board is not responsible for any violations of copyright law.
licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
